They really shouldn't have done that. If they want to put a new system it should be done before customers arrive and do the stand in for themselves and not ask a customer to do the stand in. Who knows what they were thinking.
ya id say the ram is a bit over needed, unless its going to be a massive server in which case you dont need the "gaming case" at any rate, 1tb is good, if you do anything with music, movies, games you need a terrabyte now and days. oh if it its going to be a server, then for 12gb of ram youll prolly need to match about 2-3 TB of harddrive space.
BMW tossed out the E on the trunk a few years before the E30 ended. Easiest way to tell if your car is a E or an i is to look at the Tach. If it redlines around 4500 its an E. If it redlines at 6250. then its an i.
College funds can be invested in the stock market, bonds, cash, or a combination. If you are not planning on adding money to a college fund on a regular basis, a college fund isn't likely your best choice.
I would go with savings bonds.
If your children go to college, the bonds can be cashed tax-free for direct use on education.