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Who is responsible if the insurance does not compensate what is due in an auto accident? 

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Someone rear-ended our 1977 Chevy Blazer. We had just finished rebuilding everything on it. The seats, interior, paint and engine. The kid who hit our PARKED blazer has insurance. However, the insurance wants us to settle for $1500. We are not happy with that settlement offer and would like to know who we would go after in court if this goes legal. We are not trying to be greedy, but would like at least what we put into the Blazer. Is the insured responsible to pay out what the insurance will not cover? 

Asked in Insurance - 697 days ago

Tags: Who is responsible if the insurance does not compensate what is due in an auto accident 

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